Faloos 0.2 · in testing

Pay friends
bank to bank.

Link the accounts you already have, give each one a nickname, and pay a friend straight into theirs. We never hold your money.

@shah#trustfund £50 => @amira#rainyday

01 · Write it

Say it in one line.

Your handle, the account it's coming from, the amount, and where it's going. That's the whole payment.

New payment typing

@shah#trustfund £50 => @amira#rainyday

  1. @shah#trustfundyou, and the account it leaves
  2. £50the amount, in pounds
  3. =>goes straight to
  4. @amira#rainydayyour friend, and the account it lands in

A nickname belongs to one account, never to a bank.

02 · Approve it

Nothing moves until you approve it.

Your face or fingerprint signs off on the exact amount and who it's for. If anything changes before it's sent, nothing is sent.

Approve with your face or fingerprint

£50.00

to @amira#rainyday

from @shah#trustfund

Waiting for you… Approved for exactly this

03 · Send it

Straight from your bank to theirs.

One line, no detours. The money leaves your account and goes directly into your friend's.

from
@shah#trustfund · your bank
to
@amira#rainyday · their bank
route
direct
stopovers
0

04 · Skip the vault

We never hold your money.

We put a Faloos vault in the picture so you can see it's empty. The line goes straight past it.

Held by Faloos

£0.00

Your money moves from your bank to theirs. It never sits with us.

05 · It lands

It lands. Your friends see it.

The feed shows who paid who. Each person chooses whether their account nicknames show.

Friends
  • @shah#trustfund £50 => @amira just now
  • @jonno £12 => @shah pizza · 2h
  • @amira#rainyday £8.50 => @kemi coffee · 1d

@amira shows her nicknames. @shah hasn't, until you flip the switch.

Faloos · the direct line

The shortest distance between two friends.

One line, from your bank straight to theirs.

How one payment travels · five frames

Follow the £50.

  1. @shah#trustfund your bank @amira#rainyday their bank NEW PAYMENT @shah#trustfund £50 => @amira#rainyday
    01Say it in one line. Your handle, the account it leaves, the amount, and where it's going.
  2. @shah#trustfund your bank @amira#rainyday their bank £50.00 → @amira#rainyday approved for exactly this
    02Nothing moves until you approve it. Your face or fingerprint signs off on the exact amount and who it's for. If anything changes, nothing is sent.
  3. @shah#trustfund your bank @amira#rainyday their bank FROM #trustfund TO #rainyday STOPOVERS 0
    03Straight from your bank to theirs. One line, no detours.
  4. FALOOS VAULT £0.00 held no stopover × @shah#trustfund your bank @amira#rainyday their bank
    04We never hold your money. The vault is in the picture so you can see it's empty. The line goes straight past.
  5. @shah#trustfund your bank @amira#rainyday their bank FRIENDS @shah £50 => @amira @jonno £12 => @shah just now
    05It lands. Your friends see it. The feed shows who paid who, and each person chooses whether their account nicknames show.

Linking

Just pick your bank.

Choose the bank you already use and approve it in your bank's app. Faloos never sees your bank password.

Then give each account a nickname. A nickname belongs to one account, never to a bank, so #trustfund is always the same pot of money.

  • #trustfund
  • #rainyday
  • #bills
  • #holiday-fund
  • #do-not-touch
Step 1 of 2 Pick your bank
  • yours

Placeholder list · no bank names or logos in this concept

Step 2 of 2 Approve it in your bank's app →

Codes and bills

A code for everything else.

Not every payment starts with a handle. Sometimes it starts with a scan, a short code or a bill that needs splitting.

illustrative QR

Your pay link and QR

Anyone who scans can pay you, with an optional amount and note.

@amira · amount optional · note optional

K7QM2XD

7 characters

Fixed-price codes

A reusable price tag. Make one for the thing you sell or split every week, and anyone with the code pays that price.

Five-a-side · £6.00 each

  • @shah
  • @amira
  • @jonno
  • @kemi
  • open
  • open
cabin weekend · £480 · 6 × £80

Bills with open slots

Post a bill, share the code, and anyone can claim a slot and pay their part.

2 slots left · code R4INDAY

@amira requests£18.75dinner ÷ 4

request

Requests and splitting

Ask a friend for what they owe, or split a bill and send everyone their share.

@jonno · @kemi · @shah · paid 1 of 3

On the web

Share your screen, not your details.

Privacy protection blurs names, banks and references when you share your screen. Try the switch.

  • →Sign in on the web by scanning a QR code with your phone.
  • →See every device that's signed in.
  • →Turn on two-factor if you want a second lock.
faloos · activity
  • @shah#trustfund−£50.00to @amira · rainy day fund
  • @jonno#current+£12.00pizza friday
  • @kemi#joint+£80.00cabin slot 4 of 6

Scan with your phone to sign in
2 devices signed in · two-factor optional

Be first on the line.

Faloos 0.2 is in testing and isn't publicly available yet. Join the waitlist and we'll tell you when it is.

Placeholder form · it posts nowhere and no data is sent.

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