Pay friends bank to bank
I promise to pay @amira the sum of fifty pounds, from my #trustfund straight into her #rainyday.
@shah, keeper of the #trustfund
Faloos Series 0.2 In testing
Pass a friend a note.
Faloos pays friends bank to bank. Link the accounts you already have, give each one a nickname, and pay from yours straight into theirs. We never hold your money.
Move across the note and the engraving shifts. Hover the window to hold it up to the light. Scroll and the engraving shifts. Zoom in on the border: the microprint is real.
فلوس
faloos /fa·loos/ noun
1. Everyday Arabic for money. From fals, a small copper coin, which is why our logo is one.
2. An app for paying your friends, bank to bank.
In circulation, soon
Five notes on paying friends.
Each one covers a part of Faloos. Move across them, or scroll past, and the engraving moves with you.
Note I Bank to bank
Your bank. Their bank.
Nobody in between.
When you pay a friend, the money leaves your bank and lands in theirs. Faloos sets it up and never holds it, so there's no balance to top up and nothing parked with us.
“Pay friends bank to bank. We never hold your money.”
Your bank
Their bank
Faloos sets it up, never holds it
Note II The sentence
Write it the way
you'd say it.
Every payment is one line: your handle and one of your accounts, the amount, then your friend and one of theirs. A nickname belongs to one account, never to a bank.
@shah =>
Tap a part of the sentence to change it.
Note III Approval
Nothing moves until
you approve it.
You approve every payment with your face or fingerprint, for the exact amount and the exact person. If anything changes before it's sent, nothing is sent.
£50 => @amira#rainyday
Approved with a fingerprint for £50 to @amira.
Note IV The feed
Friends see the fun part.
You choose the rest.
Your feed shows payments as @shah £50 => @amira. Everyone chooses whether their account nicknames show.
- @shah #trustfund £50 to @amira #rainyday
- @jonno £12.50 to @shah #beermoney
- @amira #rainyday £8 to @priya
- @priya £30 to @jonno
@amira shows her nicknames. @jonno and @priya don't.
Note V Codes & bills
A little code.
A whole bill, settled.
Share your own pay link or QR code: anyone who scans it can pay you, with an optional amount and note. Short 7-character codes work as a reusable price tag, or as a bill with open slots that anyone can claim. Requests and splitting a bill are in there too.
Friday curry
- 1@amira£24
- 2@jonno£24
- 3£24
- 4£24
2 of 4 slots claimed.
The terms of the note
The small print,
printed large.
-
§1 Just pick your bank.
Choose the bank you already use and approve it in your bank's app. Faloos never sees your bank password.
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§2 Share your screen, not your details.
Privacy protection blurs names, banks and references when you share your screen.
- @amiraRainy Day SaverRef: flat deposit£50
- @jonnoHoliday PotRef: Lisbon flights£12.50
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§3 Sign in by scanning.
On the web, you sign in by scanning a QR code with your phone.
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§4 Every device, accounted for.
See every signed-in device, and add two-factor if you'd like a second lock.
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§5 Requests and splits.
Ask a friend for what they owe, or split a bill between everyone at the table.
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§6 Still in testing.
Faloos 0.2 is in testing and not publicly available yet. The waitlist is the way in.
Join the waitlist.
Faloos 0.2 is in testing. Write yourself a cheque for one email address.
App Storecoming soon
Google Playcoming soon