Concept 07 · Wallet

A wallet you want to touch.

Every linked bank account is a card with a nickname, printed in the colour and pattern its owner picked. You pay a friend by passing one across. The brand is soft, a bit squishy and very plain-spoken, so the cards can be the loud part.

Colour

Pastels come from the things that end up in a wallet: tickets, receipts, stickers, sweet wrappers. The brand itself only owns warm neutrals, Ink and one Jam red. Everything bright belongs to people, because they pick their cards’ colours. Cobalt reads as a bank; this should read as a pocket.

Brand

Card colours (people pick these)

Every card colour keeps ink text above 9.8:1, so a nickname is always readable whatever someone picks. Pastels sit between 86 and 92% OKLCH lightness so no card shouts louder than another; Liquorice is the one dark option.

Type

Fredoka is round enough to feel like a toy and has a width axis, so long nicknames condense instead of shrinking. Figtree does the reading: friendly, geometric, very clear at small sizes. Both are OFL.

Display · Fredoka SemiBold

Pass a card.

Nothing moves until you approve it.

Bills with open slots

92 / 62 / 24 px · line height 0.96 / 1.0 / 1.15 · tracking −3% / −2.5% / −1%

Text · Figtree

Link the bank accounts you already have and give each one a nickname. The money goes straight from your bank to theirs.

Small · 14 px · Lowercase letters and numbers, up to 16.

Label · 12 px caps · Linked account

£8.50 · £24.50 · £120.00 tabular figures for money

Embossed nicknames that condense

#tea @you Linked account
3 letters · width 112
#rainyday @you Linked account
8 letters · width 100
#holidaypot @you Linked account
10 letters · width 86
#emergencyfund @you Linked account
13 letters · width 75
#saturdaybrunches @you Linked account
16 letters · width 75
#rainyday width 100

Voice

Say what happens to the money, in the words you’d use to a friend. Name the account, not the bank. No hype, no reassurance we can’t back up.

We sayWe don’t say
Pay friends bank to bank. We never hold your money. Seamless peer-to-peer transfers on a secure platform.
Nothing moves until you approve it. Industry-leading protection keeps your funds safe.
Just pick your bank. Connect your financial institution through our open banking integration.
Amira paid you £8.50 for coffees. Transaction received: GBP 8.50 (ref 8841-XK).
Share your screen, not your details. Enhanced data-protection features for screen-sharing scenarios.

Motion

Springs stand in for haptics. Anything that behaves like an object moves on a spring, and nothing moves on its own unless you started it.

  1. Springs, not curves. Four springs cover everything. The same numbers drive the JavaScript springs and the CSS linear() easings, so a flip feels the same everywhere.
  2. Things have weight. Cards lift before they move, tilt with how fast you drag them, and their shadow grows as they rise.
  3. One toy at a time. Only what you’re holding moves. Everything else waits, dims, or points the way.
  4. Approval is still. The approval side doesn’t bounce. The fingerprint drawing in is the only motion, because that moment should feel calm.
  5. Reduced motion is a still life. Every state exists without movement: the card shows its approval side, the stamp appears on the friend’s card, the line is drawn.
Pop k 380 · c 22 · 743 ms Sheets, chips, stamps arriving
Flip k 210 · c 17 · 858 ms Coin and card flips
Settle k 520 · c 30 · 552 ms A card landing in a friend’s wallet
Swing k 60 · c 3.2 · 3002 ms Price tags, things on strings

The account card

A card here is a linked bank account, drawn as a card. It never pretends to be a debit card: no chip, no long number, no expiry date. Eight colours times six patterns gives everyone 48 ways to tell their accounts apart at a glance.

#trustfund @shah Linked account
Embossed nickname Coin mark, never a bank logo Owner’s handle Always “Linked account”

Rules

  • A nickname belongs to one account, never to a bank. Two accounts at the same bank get two names.
  • Nicknames are lowercase letters and numbers, up to 16. Past 7 letters they condense on Fredoka’s width axis; past 11 they also step down in size.
  • The colour and pattern are the owner’s choice and travel with the card: friends see the same card when they pay into it.
  • Patterns are drawn in a tone of the card’s own colour, so they add texture without fighting the nickname.
  • Every surface catches light: a soft highlight on the top edge and a sheen that follows the pointer.
Every colour and pattern combination
Colour PlainStripesPolkaWavesGinghamSunburst
Butter
Peach
Bubblegum
Lilac
Sky
Mint
Pistachio
Liquorice

App icon

The coin, sitting on Jam with its edge showing, like it just landed. It reads at 40 px because it’s one shape, and the Jam is the only red on most home screens.

Default
Dark
Tinted

Proposal only. Final masks, the 1024 px export and store artwork come later.

#rainyday @amira Linked account
#trustfund @shah Linked account
#holidaypot @shah Linked account