Issue 0.2 · in testing Join the waitlist

FaloosIssue 0.2Testing copyNot in shops yetLondon

Pay friends bank to bank.

Link the bank accounts you already have, give each one a daft nickname, and pay a friend straight from one of yours into one of theirs. We never hold your money.

FaloosIssue 0.2 · cover1
Where the money goes

Straight from your bank to theirs.

When you pay someone on Faloos, the money leaves your bank and lands in theirs. It doesn't stop off with us on the way. We never hold your money, so there's no Faloos pot in the middle. We just draw the arrow.

Just pick your bank.

  1. Pick the bank you already use.
  2. Approve it in your bank's own app. Faloos never sees your bank password.
  3. Give the account a nickname. Make it a silly one.

Your bank

Their bank

draws the arrow.
holds nothing.

our pockets: empty, on purpose.

No bank names or logos in this zine. You'll pick yours in the app.
FaloosNo. 1 · bank to bank2–3
The sentence

Every payment is a sentence.

Every account you link gets a nickname you choose: #trustfund, #krustykrab, #emergencycrisps. A nickname belongs to one account, never to a bank, so two accounts at the same bank get two different names.

Then you write who pays whom, and the sentence is the payment.

  • @shah: you
  • #trustfund: your account
  • £50: how much
  • =>: goes to
  • @amira: your mate
  • #rainyday: one of their accounts

Activity page

Make one yourself.

Drag a sticker onto each side of the arrow, or click one and then its space. Tap a sticker, then tap its space. Pick an amount and stamp it. Nothing gets sent; it's a zine.

Your accounts

Your mates' accounts

How much?

FaloosNo. 2 · the sentence4–5
Approval

Nothing moves until you approve it.

Every payment asks for your face or fingerprint, for the exact amount and the exact person it's going to. If anything changes before it's sent, that approval no longer fits, and nothing is sent.

  • The amount. £50 means £50, not £500.
  • Who it's for. @amira, not someone who looks a bit like her.
  • Anything changes? Nothing is sent.

Approve this payment

£50

=> @amira#rainyday

Demo only. Nothing reads your finger; the button just pretends.

FaloosNo. 3 · approval6–7
The feed

Who paid who. Nicknames optional.

Friends see payments in the feed like this: @shah £50 => @amira. Each person decides whether their own account nicknames show, so Amira can show off #rainyday while you keep #trustfund to yourself.

Share your screen, not your details.

Privacy protection blurs names, banks and references when you share your screen. Try it on the feed.

Feed

  1. @shah £50 => @amira#rainyday

    festival tickets · 2m

  2. @jonno#holidaypot £12.50 => @shah

    chippy run · 1h

  3. @amira#rainyday £8 => @bex

    coffee, again · 3h

  4. @bex#pizzafund £16 => @jonno#holidaypot

    pizza night slot · yesterday

Demo feed. Names and notes are made up.

FaloosNo. 4 · the feed8–9
Getting paid

Codes, QR and bills with open slots.

Your pay link and QR.

Everyone gets their own pay link and QR code. Whoever scans it can pay you, with an optional amount and a note.

Price tags.

A fixed-price share code is a reusable price tag: seven characters, one price. Anyone with the code pays that price.

Requests and splits.

Ask a mate for what they owe, or split a bill between a few of you.

Bill with open slots

Pizza night

£64 between four. Tear off a slot and pay your £16.

Bill code PZ4N1TE

Claimed: @amira, @jonno. Open: 2.

  • Slot 1, claimed by @amira
  • Slot 2, claimed by @jonno

Demo: tearing a slot here doesn't pay anyone.

FaloosNo. 5 · getting paid10–11
Small ads

The small print, in big letters.

Wanted: your phone.

To sign in on the web, scan a QR code with your phone. That's the whole ritual.

Never held.

Your money goes from your bank to theirs. We never hold it.

For your eyes only.

Privacy protection blurs names, banks and references when you share your screen.

Not for sale: your bank password.

You approve your bank in your bank's own app. Faloos never sees the password.

All devices accounted for.

See every device that's signed in to your account, in one list.

Extra lock, going spare.

Two-factor sign-in is there if you want it. Optional, like cheese on chips.

Testers' corner.

Faloos 0.2 is in testing and not publicly available yet. Waitlist on the back page.

FaloosNo. 6 · small ads12

Back page

Get the next issue.

Faloos 0.2 is in testing and isn't publicly available yet. Join the waitlist and we'll tell you when you can have it.

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